Fixed Income & Bonds:
Fixed Income seeks to uncover opportunities across borders and in under-researched markets. We use independent specialist teams for bottom-up and top-down decisions, and for generating strategies within their areas of expertise. The Fixed income team includes money market products, central funding and liquidity management businesses.
Fixed income investments generally pay a return on a fixed schedule, though the amount of the payments can vary. Individual bonds may be the best known type of fixed income security, but the category also includes bond funds, ETFs, CDs, and money market funds.
Bond mutual funds invest primarily in individual bonds. Many make periodic dividend payments based on the interest paid by the bonds held in the fund.
Exchange-traded funds (ETFs) are baskets of investments that trade as a single unit throughout the day.
CDs offer FDIC insurance,3 providing a guarantee of the invested principal up to certain limits.
Money market funds are managed to help preserve your principal by investing in lower-risk debt securities with shorter maturities.
Deferred fixed annuities offer a guaranteed5 rate of return over a set time period, with tax deferral.